Resisting Temptation

Lots to report, but as no-one should really care I wont be bothering to delve into the finer details of "Stuff".

I've been resisting the temptation to type a load of bollox lateley and not been doing too badly until just now. Maybe if I wouldn't have eaten all the sweets, smoked all the weed I'd still be resisting. I have 2 upcoming appointments today one with the drug dealer and one with the sweet shop, and maybe a third with the cashpoint (34% apr on cash withdrawals - I may just use the chip and pin!)

Thats another thing - Credit Card companies. I've never rally taken much notice of rates on cards as they are generally a luxury / for use in emergencies (or im broke!) But I got my statement from both companies this month and due to going over the credit limit on each one (by no more than £1.19) I get slapped with a 22 quid charge. I'll pay it but I'll also get it back. believe you me! (what does that mean exactly???) not is it only a charge once but twice - I hadnt made the payment before the bill was produced (kinda hard to do) and the 22 quid was added to the current statement prompting a call from their customer services to say I was also being charged an extra 22 quid as I was already over the limit and they were taking a charge which sent me over even more. Usually charges dont bother me, if I'm late paying, go over limits etc, but I'm a good payer. The balance is generally cleared every single month and if not cleared as near as damn it. I've never made a minimum payment as it'd take forever to pay off. God damn fooking financial institutions.

Dont take my word for it, get your own and let them screw you over too.

Most

Tagged Under : Limit Bollox Credit Temptation Stuff

Comments for this post:
"Poster: Narelle
@ 12:04:42 am on November 23, 2006.
Have you seen this? http://www.bankcharges.info/

It explains that you can get all your charges back as default charges over £12 are unfair and therefore legally unenforceable. I\'m just about to contact my bank about it - hopefully I\'ll get some money back!
"Poster: MostDef
@ 02:00:51 am on November 23, 2006.
Cheers for the link narelle. Looks like my bank account, business acount and C/C\'s wil be getting a nice healthy rebate coming thier way :o)
"Poster: Narelle
@ 01:38:24 am on November 25, 2006.
Nice! I\'ll let you know how I get on. Send your letter away asap - they\'re starting to crack down on it. The quicker you get in, the more dosh you get!!
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